4 biweekly, interest-free payments are automatically charged to your Visa or Mastercard debit or credit card. It’s simple and quick!

What is PayBright?

PayBright is Canada’s leading installment payment platform, providing shoppers with buy now, pay later solutions at their favourite retailers, both in-store and online.

By selecting PayBright as a payment method at checkout, customers can enjoy their purchase immediately, while spreading their payments over time.

Why use PayBright?

No impact on credit score

Using a Pay in 4 PayBright payment plan won’t impact your credit score.

Quick and convenient checkout

Place your order quickly and easily by choosing PayBright as your payment choice at checkout. Simply enter a few details to complete your purchase.

Easy payments

PayBright will automatically debit payments from your chosen Visa or Mastercard debit or credit card, interest-free.

How do I use PayBright?

1. Shop: Browse Terrera.ca and add your favourite finds to your shopping cart.

2. Select: When you reach checkout, choose PayBright as your payment method.

3. Checkout: Complete your purchase and pay later in 4 equal payments.

4. Pay: The remaining 3 payments are charged to your debit or credit card every two weeks.

I have more questions about PayBright

For further information, please refer to "PayBright" under our FAQ page.

*Please note that PayBright is an independent payment company and Terrera has no influence over whether your payment with PayBright is accepted or not. If you have any trouble with your order, please contact PayBright via their website contact form.